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IndexesMarApr  May 03May 10 
1-Yr CMT 2.4900 2.4200 2.4000 2.3700
MTA 2.4816 2.5041 -- --
1-Mth LIBOR 2.4895 2.4801 -- --
3-Mth LIBOR 2.6059 2.5895 -- --
6-Mth LIBOR 2.6756 2.6327 -- --
1-Yr LIBOR 2.8212 2.7384 -- --
RatesMarApr  May 03May 10 
30-Yr FIXED 4.2700 4.1400 4.1400 4.1000
15-Yr FIXED 3.7200 3.6100 3.6000 3.5700
5/1-ARM 3.8300 3.7500 3.6800 3.6300
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No Product Search
SmartPricer™ allows you to perform a search without selecting any loan products. By doing so, the system will verify that your loan criteria is eligible for 1 or more loan programs, and then give you a list of all products that can be safely discussed with the end consumer.

Min/Max Searches
From the search page, you can select Max LTV/CLTV, Max Cash-Back, Max DTI, or Min. Credit Score checkboxes. This allows SmartPricer™ to perform a very special search whereas you will be provided the best available financing with the corresponding loan products. This is a great way to determine which types of financing structures you can discuss with the consumer.

Margin/Cap Options
By using the ‘Alternative Pricing’ window on the BestEx Pricing pricing page, SmartPricer™ will provide you with every available Cap and Margin option for each selected ARM product. Margin buy-ups and buy-downs are included in this list so that you can offer a variety of pricing options to your consumer when originating any ARM loan product.

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