What Is SmartPricer?
Hesitation costs money. That’s why SmartPricer gives independent mortgage firms the speed and accuracy to lock in the best deals before they slip away. By simplifying pricing and lock management, our platform keeps you ahead of shifting markets, helping you close more loans with confidence.
Win More Loans in Less Time
With Smarter Pricing Tools
Pricing decisions shouldn’t slow you down. SmartPricer’s Product & Pricing Engine (PPE) helps you find the best loan products faster and adapt to market shifts.
Pricing Speed
Market Leader
Fast Pricing Filtering
Best in Class
Basic Speed
Fast Product Filtering
Best in Class
Basic Speed
Here’s how our product & pricing engine (PPE) can help you grow:
Faster Pricing, More Loans
Find the best loan products faster — scan the entire secondary mortgage market in real time and lock in the most competitive options for your clients.
Unmatched Accuracy
Make confident lending decisions with precise pricing recommendations that eliminate manual guesswork.
Adapt to Market Changes
Stay competitive by quickly adjusting to rate fluctuations and market shifts, helping you offer the best options to borrowers.
More Flexibility, Less Hassle
Use a modern, scalable tool that works the way you do, making pricing decisions faster and easier — no more rigid, outdated pricing models slowing you down.
Beyond Spreadsheets
Say goodbye to clunky, error-filled spreadsheets. Let SmartPricer handle the heavy lifting so you can focus on closing deals faster with total confidence.
Stop Drowning In Lockdesk Chaos. Start Closing More Loans.
Pricing decisions shouldn’t slow you down. SmartPricer’s Product & Pricing Engine (PPE) eliminates manual guesswork so you can move faster, reduce errors and maximize profitability.
Automated systems minimize mistakes, faster turnaround times keep deals on track and built-in compliance aligns with investor guidelines. With real-time pipeline management and enhanced data integrity, you can confidently monitor pull-through rates and optimize returns.
Here’s how you can unlock your team’s full potential:
Daily Lock Desk Service and Support
Expert assistance is available when you need it most
Loan Lock Management
Identify optimal investors for “Best Efforts” locks, ensuring you always secure the highest rate
Rate Lock Changes
Seamlessly process modifications to maintain accurate pricing
Extensions and Cancellations
Efficiently handle lock extensions and cancellations, including cost calculations
Relocks and Pricing Exceptions
Manage complex scenarios with precision, including “worse-case” pricing and fee adjustments.

Go Beyond Basic Lock Management
SmartPricer goes further to support your success:
- Product and Guideline Assistance: Stay informed about the latest mortgage products and investor requirements
- Pipeline Hedging and Risk Management: Protect your portfolio and maximize profitability
- Product and Pricing Engine Setup/ Implementation: Seamlessly integrate our powerful PPE into your workflow
By outsourcing these critical secondary market functions to SmartPricer, you free up valuable time and resources. Focus on growing your business while we handle the complexities of lock management with precision and expertise.
Our Trusted Partners
Take the First Step Toward Smarter Pricing
Don’t let another opportunity slip away. Request your personalized demo now and discover how SmartPricer can transform your business.
Request a Demo Today
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